10 Best Cashback Credit Card in Singapore for Great Rewards [2021]

Cashbacks are a great way for you save money while spending. Here's the 10 best cashback credit card in Singapore that you can apply for to earn some rewards for yourself!

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If you use your credit card often, cash backs would be a great way for you to save money. All you need to do is to charge all your spending to a cashback card, and you automatically receive a cashback rebate whenever you use your credit card to purchase items. Easy, isn’t it?

You can earn cashback via various categories such as dining, online shopping, groceries and transport. This cashback rebate acts like a form of credit that is given back to you in your next monthly credit card statement.

With a good cash back credit card, you will be able to save more and spend. Here’s the 10 best cashback credit card in Singapore you can check out to earn some amazing cash backs every month!

1. Citi Cash Back Card

Citibank cash back credit card in singapore
Type of informationDetails
Websitehttps://www.citibank.com.sg/credit-cards/cashback/citi-cash-back-card/ 
Highlights to Note– High cashback of 8% on groceries and petrol
– High cashback of 6% on dining
– Up to 20.88% fuel savings+ at Esso and Shell and 8% cashback at other petrol stations worldwide
Contact DetailsTel: +65 6225 5225

Citi Cash Back Credit Card comes with a high cashback of 8% on groceries and petrol, and 6% on dining, making it perfect for dining and grocery shopping, All you need to do is to make sure you spend a monthly minimum spend of S$800 per month to earn cashback. The cashback amounts are capped at S$80 per month for dining, groceries, and petrol.

Citibank is having a promotion now – Receive 1x Dyson V8 Slim Fluffy worth S$549 or 1x Apple Watch SE + AirTag Bundle worth S$464 or S$350 cash. It ends on July 21 2021, at 11:59 PM. T&Cs apply.

2. OCBC 365

ocbc cash back credit card in singapore
Type of informationDetails
Websitehttps://www.ocbc.com/personal-banking/cards/365-cashback-credit-card  
Highlights to Note– 6% cashback on dining and online food delivery
– 3% cashback on groceries, land transport, online travel, and utilities
– Cover worldwide transactions
Contact DetailsTel: +65 6363 3333 (24-hour)

With OCBC 365 Credit Card, get ready to enjoy cashback 7 days a week, 365 days a year, everywhere. With a 6% cashback on dining & online food delivery, 3% cashback on groceries, land transport, utilities and online travel, and up to 22.1% fuel savings at Caltex, OCBC 365 makes sure to get you the most out of your everyday spending.

OCBC is having a promotion now – Sign up for the OCBC 365 Credit Card and get up to S$250 cashback when you spend $1,000 per month for the first 2 consecutive months. Promotion is valid till 31 July 2021, for the first 800 new Cardmembers who meet the minimum spend per month. T&Cs apply.

You will also be able to earn up to S$120 cashback on your insurance. To qualify, simply be among the first 5,000 customers to register via SMS to 72377 with: 365IC <space>Last 6 digits of your OCBC 365 Credit Card (e.g. 365IC 123456). Promotion is valid from now till 31 July 2021. T&Cs apply.

3. DBS Live Fresh

dbs cash back credit card in singapore
Type of informationDetails
Websitehttps://www.dbs.com.sg/personal/cards/credit-cards/live-fresh-dbs-visa-paywave-platinum-card 
Highlights to Note– Singapore’s first eco-friendly credit card
– Up to 5% cashback On Online & Visa Contactless Spend
– Additional 5% Green Cashback On selected Eco-Eateries, Retailers and Transport Services
Contact DetailsTel: 1800 111 1111

If you are big on going green and being eco-friendly, the DBS Live Fresh credit card is the right card for you. It is made with 85.5% recycled plastic, making it the first-ever eco-friendly credit card in Singapore. You can get to enjoy up to 5% cashback On Online & Visa Contactless Spend and an additional 5% Green Cash Back On selected Eco-Eateries, Retailers and Transport Services.

Cash Back will be capped at S$20 on online spend, S$20 on eligible Visa contactless spend, S$15 on sustainable spend, S$20 on all other spend each month. You will need to have a minimum spend of S$600 per month to enjoy these cash backs.

DBS is having a promotion now – Enjoy S$300 cashback when you key in the promo code ‘MEGAFLASH‘ upon application. A minimum of one transaction on eligible goods and services must be made within 30 days of card approval. Valid till 12 July 2021. T&Cs apply.

4. CIMB Visa Signature Card

CIMB cash back credit in singapore
Type of informationDetails
Websitehttps://www.cimb.com.sg/en/personal/banking-with-us/cards/credit-cards/cimb-visa-signature.html 
Highlights to Note– 10% cashback on Online Shopping, Groceries and more
– Unlimited 0.2% cashback
Contact Detailshttps://www.cimbbank.com.sg/en/personal/general/lucy-form-admin-page/lucy-form-admin-page-ccpf.html 

With CIMB Visa Signature Card, you can get to enjoy 10% cashback when you do online shopping, buy groceries, spend in areas such as beauty and wellness, pet shops and veterinary services and cruises.

There will also be unlimited 0.2% cashback on other retail purchases with no minimum spend or monthly cap. They have over 1,000 CIMB Deals & Discounts across dining, retail and lifestyle outlets in Singapore, Malaysia and Indonesia for you to enjoy!

CIMB is having a promotion now – Receive a Jabra Elite 75t (worth S$288) or S$120 cash when you make a min. spend of S$500 for two consecutive 30-day periods following card approval to be eligible. Valid till 31 July 2021. T&Cs apply.

5. UOB Evol Card

uob-2 best cash back credit card in singapore
Type of informationDetails
Websitehttps://www.uob.com.sg/personal/cards/credit-cards/rebates-cards/evol/index.page?s_cid=pfs:sg:paid:sea:go:na:tx:na:001454:170521-evergreen:na:cvp_cashback:pc-go&vid=purpleclick_google
Highlights to Note– 8% cashback on online spend
– 8% cashback on mobile contactless payments
– 0.3% cashback on other spendings
Contact DetailsTel:
1800 222 2121

If you frequently pay payments via mobile contactless payment platforms like Apple Pay, Samsung Pay and Fitbit Pay, the UOB EVOL Card is the right card for you.

You can enjoy up to 8% cashback on online spending, 8% cashback on mobile contactless payments and 0.3% cashback on other spend with the UOB EVOL Card. All you need to do is to have a minimum spend of S$600 per month to enjoy these attractive cash backs. The cashback will be capped at S$60 per month.

UOB is having a promotion now – The first 100 new-to-UOB credit card customers per promotion month to (a) successfully apply and spend at least S$1,000 in eligible transactions within 30 days from card approval date and (b) register their choice of the gift via SMS stand to receive either the Apple Watch SE or the Nintendo Switch Lite Console. Total 200 gifts to give away. Valid till 16 August 2021. T&Cs apply.

6. Standard Chartered Unlimited Cashback Credit Card

sc best cash back credit card in singapore
Type of informationDetails
Websitehttps://www.sc.com/sg/credit-cards/unlimited-cashback-credit-card/?subchancode=IB04
Highlights to Note– Earn 1.5% cashback on all your spends
– Apply and get up to 5% cashback on eligible transactions made within the first 3 months
Contact Detailshttps://www.sc.com/sg/help/contact-us/ 

With the Standard Chartered Unlimited Cashback Credit Card, you can earn 1.5% cashback on all your spending. This includes all your online shopping, grocery shopping, anything that you spend using the Standard Chartered Unlimited Cashback Credit Card. There is no minimum spend needed and no cashback cap. Amazing, isn’t it?

Standard Chartered is having a promotion now – Get up to S$200 cashback when you successfully apply and make 1 eligible transaction. T&Cs apply.

7. American Express True Cashback Card

American-Express best cash back credit card in singapore
Type of informationDetails
Websitehttps://www.americanexpress.com/sg/credit-cards/true-cashback-card/ 
Highlights to Note– 1.5% Cashback on all purchases
– No minimum spend, no cap on Cashback and no categories to track
Contact DetailsTel: 1800 299 1997

American Express True Cashback Card allows you to earn 1.5% cashback on all purchases. Their annual fee of S$171.20 (inclusive of GST) was waived for the first year. It is the cashback credit card to go for now if you wish to enjoy all their promotions benefits.

First off, as a welcome bonus, you will earn 3% Cash Back on up to a total of S$5,000 spend in your first 6 months. Subsequently, you can continue to earn 1.5% Cash Back on all eligible purchases. There is no minimum spending and no earn cap.

In addition, American Express is also having a promotion now – Receive up to S$120 CapitaVouchers when you spend a minimum of S$500 in the first month. Apply via MyInfo and receive approval by 30 September 2021. T&Cs apply.

8. CIMB World Mastercard

Type of informationDetails
Websitehttps://www.cimb.com.sg/en/personal/banking-with-us/cards/credit-cards/cimb-world-mastercard.html
Highlights to Note– Enjoy unlimited 2% cashback on Wine & Dine, Entertainment & Recreation, Automobile and Duty-Free Store purchases
– Unlimited 1.5% cashback on all other spendings
Contact Detailshttps://www.cimbbank.com.sg/en/personal/general/lucy-form-admin-page/lucy-form-admin-page-ccpf.html 

The CIMB World Mastercard allows you to earn 2% cashback on dining, entertainment, automobile and duty-free transactions. You will earn an unlimited 1.5% cashback for all other spendings. There is no minimum spend or cap. Not only so, but you also do not need to pay any annual fee, which can be a huge barrier of entry for some.

Similar to the CIMB Visa Signature Card promotion, you will get a welcome gift: Receive a Jabra Elite 75t (worth S$288) or S$120 cash when you make a min. spend of S$500 for two consecutive 30-day periods following card approval to be eligible. Valid till 31 July 2021. T&Cs apply.

9. HSBC Visa Platinum Credit Card

Type of informationDetails
Websitehttps://www.hsbc.com.sg/credit-cards/products/visa-platinum/
Highlights to Note– 5% cash rebate on your family spend 
– Deals for your family
– Get 1 Reward point per dollar spent on anything your family fancies.
Contact Detailshttps://www.hsbc.com.sg/help/ 

HSBC Visa Platinum Credit Card is your go-to cashback credit for all families. You can enjoy a 5% cash rebate on your family spend if you are spending it on dining, groceries and fuel. There are also exclusive discounts and offers that are family-centric, just for yourself and the kids. Your annual fee will be waived for the first 2 years.

If you apply online with Myinfoapply online with Myinfo, you will be able to receive SGD30 cashback. Moreover, you will earn 1 Reward point per dollar spent on anything your family fancies. Now you understand why this is the perfect cashback credit card in Singapore for families.

10. OCBC Frank Card

ocbc best cash back credit card in singapore
Type of informationDetails
Websitehttps://www.frankbyocbc.com/products/cards/credit-card
Highlights to Note– 6% cashback for online spending on all the things you enjoy
– Up to S$75 cashback for your online and in-app spending, contactless mobile payments and other spendings
Contact DetailsTel: +65 6363 3333 (24-hour)

With the OCBC Frank card, cardholders will get earn 6% cashback for online spending on all purchases. You can also earn 0,3% cashback on all other purchases. This translates to up to S$75 cashback in your pocket each month.

All you need to do is to achieve a S$600 monthly minimum spend on anything online and everywhere that accepts contactless mobile payments in-store.

OCBC is having a promotion now where you can earn cashback when you sign up and spend with FRANK Credit Card.

For new OCBC credit card members, get $150 cashback upon making 2 qualifying transactions by the end of the next month following card approval. For existing OCBC credit card members, get $20 cashback upon making 2 qualifying transactions by the end of the next month following card approval. Valid till 31 Aug 2021. T&Cs apply.

Conclusion

Do you have any reviews and comments to share regarding our choices for the best cashback credit card in Singapore?

While SBO is committed to supporting our local businesses, we welcome any feedback and anonymous sharing regarding your experience with the listed outdoor furniture in Singapore.

We hope that this guide will be useful in helping you to make an informed decision when it comes to finding the best cashback credit card in Singapore.

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